Interactive Resource Tool

Most health plans cover treatment, but actual coverage varies.

Get your insurance card and look on the back. You should see a customer service number or a specific number for mental health/substance use questions. Call this number for direction on how to access a covered treatment provider in your area.

Here are some questions to ask:

> Does my plan cover treatment?

> Do I need a referral from a doctor?

> Is there a difference between in-network and out-of-network care? If so, what is it?

> Is there a deductible?

> Will there be co-pays?

You can ask your insurer for a list of adolescent providers in your area. Choosing from this list will help keep your costs down. If you’d like guidance on how to select a treatment provider, please CLICK HERE for a helpful brochure from the National Institute on Drug Abuse (NIDA).

You also may call a provider directly. Please CLICK HERE for a list of adolescent treatment providers in Talbot County that accept private insurance.

If you live in one of the other four Mid-Shore counties, please CLICK HERE for a list of adolescent treatment providers.